WSJ Prime, CMT yields, Fed Funds rate & upcoming FOMC meeting
Last updated: 10/28/2026, 6:07:39 PM
Data reflects the Federal Funds target range upper limit of 4.00% as of October 28, 2026, per Federal Reserve/FRED data. WSJ Prime is calculated as the upper bound (4.00%) + 3.00%. CMT yields are representative market estimates for late October 2026.
WSJ Prime Rate
7.00%
Wall Street Journal Prime Rate — benchmark for consumer loans & HELOCs
5-Year CMT
4.15%
5-Year Constant Maturity Treasury yield
10-Year CMT
4.35%
10-Year Constant Maturity Treasury yield — benchmark for 30-year mortgages
Fed Funds Rate
4.00%
Current Federal Funds Target Rate (upper bound)
Last Fed Rate Action
The FOMC maintained the target range at 3.75-4.00% in September 2026.
Most recent Federal Reserve rate change decision
Next Fed Meeting
October 27-28, 2026
Next scheduled FOMC meeting date
Rates are sourced via AI-assisted web search and are intended for reference purposes only. Always verify current rates with official sources such as the Federal Reserve, U.S. Treasury, or your lender before making financial decisions.