Last updated: 10/28/2026, 11:10:10 AM
Data as of October 28, 2026. Fed Funds upper bound is 4.00% per FRED; WSJ Prime is calculated as 4.00% + 3.00% = 7.00%. Treasury yields are from October 27, 2026.
WSJ Prime Rate
7.00%
Wall Street Journal Prime Rate — benchmark for consumer loans & HELOCs
5-Year CMT
4.83%
5-Year Constant Maturity Treasury yield
10-Year CMT
4.99%
10-Year Constant Maturity Treasury yield — benchmark for 30-year mortgages
Fed Funds Rate
4.00%
Current Federal Funds Target Rate (upper bound)
Last Fed Rate Action
The FOMC maintained the target range at 3.75-4.00% at the September 2026 meeting.
Most recent Federal Reserve rate change decision
Next Fed Meeting
October 27-28, 2026
Next scheduled FOMC meeting date
Rates are sourced via AI-assisted web search and are intended for reference purposes only. Always verify current rates with official sources such as the Federal Reserve, U.S. Treasury, or your lender before making financial decisions.